Privacy Policy

Effective Date: December 29, 2024
 

Overview

Accept Finance LLC ("we," "us," or "our") is committed to protecting your privacy.
This Privacy Policy describes how we collect, use, and share information when you interact with our website and services.
 

Scope of This Policy

This Privacy Policy governs your use of the Accept Finance LLC website. It does not apply to third-party websites, even if you navigate to them via links found on our platform.
 

Information We Collect

Data You Provide to Us

When you visit our website, we collect personal information that you voluntarily submit, including:

• Full name
• Email address
• Telephone number
• Mailing address
• Date of birth (for age verification)
• Any other information you choose to provide through inquiry forms or other communications
• Data from Third-Party Sources

 

We may enhance the information you provide by obtaining additional data from:

• Business affiliates and partners
• Data aggregators and brokers
• Public and commercial databases
• This supplemental information may include demographic data, location visit history, purchasing patterns, and other consumer insights.

Automatically Collected Information
Through cookies and similar tracking technologies, we automatically gather:

• IP address and device identifiers
• Browser type and version
• Internet Service Provider (ISP) information
• Pages viewed and time spent on our site
• Date and time stamps of your visits
• Clickstream data and interaction patterns
• This automated collection helps us analyze user behavior, predict future purchasing interests, and optimize your experience on our platform.

 

How We Utilize Your Information

We use collected information for the following purposes:

• Communication and Marketing
• Delivering newsletters upon your request
• Sending promotional content about products and services via email, SMS, or other channels

 

Sharing your information with third-party marketing partners who may contact you about their offerings
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Analytics and Advertising

Understanding website traffic and user engagement

Improving site functionality and user experience

Facilitating targeted advertising across multiple platforms

Legal and Safety

Complying with legal obligations, including responding to subpoenas or court orders

Protecting the health, safety, and rights of individuals

Preventing fraud and maintaining information security
 

Opt-Out Options

If you prefer not to receive marketing communications or have your information shared with third-party marketers, you may opt out using the mechanism provided below under "Your Rights."
 

Information Sharing and Disclosure

Marketing Partners and Affiliates

We sell or share personal information with affiliated companies and marketing partners. These entities may use your data for their own promotional activities, including cross-context behavioral advertising.

 

Service Providers

We grant access to personal information to vendors who perform functions on our behalf, such as:

• Web hosting and IT infrastructure
• Advertising campaign management
• Analytics and fraud detection
• Information security services

These service providers are contractually obligated to implement appropriate security measures and comply with applicable privacy laws.

Legal Requirements

 

We may disclose personal information when required by law or to protect vital interests, including responding to legal process or preventing harm to individuals.

Advertising, Analytics, and Behavioral Tracking

 

Cross-Context Behavioral Advertising

Information collected on our website is shared with unaffiliated third parties to display personalized advertisements. These companies—some classified as data brokers under relevant laws, use tracking technologies to:

Monitor your browsing activity across different websites

Analyze ad impressions and engagement

Correlate online behavior with offline data sources

This process, known as cross-context behavioral advertising, involves combining your online activity with information from data brokers to create detailed consumer profiles used for targeted marketing across email, social media, websites, mobile apps, and direct mail.

 

Analytics and Site Optimization

We use personal information to evaluate user activity, identify popular content, and enhance overall site performance.

Cookies and Tracking Technologies

 

What Are Cookies?

Cookies are small data files placed on your device that enable us and our partners to recognize your browser across sessions.

 

How We Use Tracking Technologies

We deploy cookies, pixels, and similar technologies to:

• Maintain site security and functionality
• Analyze user engagement patterns
• Deliver personalized content and advertisements
• Track advertising effectiveness
• Managing Your Preferences

 

You can control cookies through your browser settings by restricting, blocking, or deleting them. If you enable "Do Not Track" or similar opt-out features, we will place an opt-out cookie on your browser. Note that deleting this opt-out cookie requires you to re-establish your preference, as we can no longer identify your opt-out status.

 

Please be aware that we do not comprehensively track your activity across the entire internet—only on our website.

Your Privacy Rights

 

You have the right to manage your personal information. To exercise these rights, complete our web form or contact us at 855-578-0983 (voicemail accepted).

You may request to:

• Access a description of our data collection and usage practices (contained in this Privacy Policy)
• Opt out of the sale or sharing of your personal information with third parties
• Obtain a copy of the personal information we hold about you
• Request deletion of your personal information
• Submit other inquiries related to your data

For additional questions or concerns, email us at the address provided in the "Contact Us" section. You also have the right to lodge complaints with state or federal privacy regulatory authorities if we cannot satisfactorily resolve your concerns.

 

Children's Privacy

Our website is intended exclusively for individuals aged 16 and older. We do not knowingly collect personal information from children under 16. If we discover that we have inadvertently received such data, we will promptly delete it.

 

Data Security Measures

We implement commercially reasonable technical, physical, and organizational safeguards to protect your information from unauthorized access, loss, or misuse. Our security program includes:

• Regular policy reviews and updates
• Ongoing staff training
• Technical monitoring systems
• Periodic security audits

We continuously evaluate and adapt our security practices to address emerging threats.

 

Policy Modifications

We reserve the right to update this Privacy Policy at any time without advance notification. Changes become effective immediately upon posting. We encourage you to periodically review this policy to stay informed about how we protect and handle your personal information.

Jurisdiction

 

Accept Finance LLC operates from the United States, and this website is intended for U.S. residents only. When you use our website, your personal information will be collected, processed, and stored in the United States under applicable U.S. federal and state laws.

 

Contact Us

For questions, feedback, or concerns regarding this Privacy Policy or our data practices, please reach out to us:

Email: info@acceptfinance.com

Mailing Address:
Accept Finance LLC
4023 Kennett Pike, Suite 612
Wilmington, DE 19807
United States